Bali isn’t just a destination—it’s a lifestyle. Think palm-fringed beaches, calming rice fields, and an energy that leaves you longing for more. For many foreigners, owning a villa here sounds like a dream. But before you pack your bags and set your sights on sunset cocktails, you need to know the ins and outs of buying property in Bali.

At OMA, we understand that purchasing your very own piece of paradise might feel like navigating a treasure map without the compass—exciting, but also daunting. Whether you’re envisioning a tranquil retreat or a high-yield investment, this guide will illuminate the path to owning a villa in Bali, legally and effortlessly.

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Let's dive into the essentials on what you need to understand in owning a villas in Bali:

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1. Understanding the Legal Landscape

• Leasehold vs. Freehold
  Foreigners can’t directly own freehold property in Bali. Instead, a common route is leasehold ownership, which grants you property rights for a set number of years. However, there are other avenues like forming a foreign investment company (PMA) to secure freehold under specific conditions.
• Nominee Arrangements
  While some suggest nominee structures, these can be risky if not done with transparent legal guidance. Reliable notaries and lawyers are essential partners during your property search.

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2. Ownership Structures That Work

• Hak Sewa (Right to Lease)
  A popular choice, offering you the ability to lease land or a villa for 25+ years. This is straightforward and less complex legally.
• Hak Pakai (Right to Use)
  Typically for foreigners who want a more direct link than a lease. You can ‘use’ the property under certain regulations.
• PMA Company
  If you plan on business investments in Indonesia, setting up a PMA lets you purchase freehold property through a fully foreign-owned company. This path requires more time and capital but offers stronger ownership control.

3. Best Locations for Your Bali Villa

• Kaba Kaba
  Quiet, lush, and close enough to Bali’s hotspots without losing its tranquil charm. Our very own OMA townhouse project sits here—offering an exclusive sanctuary.
• Pererenan
  Trendy yet unspoiled, Pererenan is rapidly becoming the go-to for modern cafes, surf spots, and a laid-back lifestyle.
• Canggu
  Perfect if you crave a buzzier atmosphere: hip cafes, co-working spaces, yoga studios, and nightlife.
• Ubud
  Famed for art, culture, and rice terraces—an oasis for those seeking serenity or a wellness-focused lifestyle.

4. Budget Planning & Financial Prep

• Villa Costs
  Bali villas can range from USD 100,000 on the lower end (for smaller leasehold properties) to well over USD 1 million in prime locations.
• Legal & Administrative Fees
  Expect approximately 2–5% of the property’s value for legal, notary, and due-diligence costs.
• Financing Options
  While local bank mortgages for foreigners can be limited, developer financing or payment plans can bridge the gap.

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Imagine waking up to your own private pool with the soft rustle of palm leaves. Or hosting loved ones in a space that’s both modern and brimming with Bali’s timeless charm. At OMA, we craft spaces that balance comfort and functionality, ensuring every inch of your villa serves a purpose. Owning in Bali isn’t just about the bricks and mortar—it’s about embracing a new rhythm of life, one that blends the best of local traditions with global sensibilities.

What’s more, the potential ROI in Bali’s booming property market is hard to ignore. Consistent demand from holidaymakers, digital nomads, and wellness seekers can turn your dream home into a lucrative investment—especially if you decide to rent it out part-time.

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Ready to begin? Here’s your step-by-step roadmap:

1. Consult Experts
   Start by talking to legal consultants experienced in Bali property. They’ll clarify ownership options and handle paperwork.
2. Explore Location & Style
   Kaba Kaba, Canggu, Ubud—pick what suits your lifestyle or investment strategy.
3. Secure Financing
   Budget realistically. Research flexible payment plans or developer financing options like those offered by OMA.
4. Seal the Deal
   Once you’ve agreed on terms, sign the lease or purchase agreement with a reputable notary to finalize everything legally.
5. Enjoy or Invest
   Turn your new villa into a personal sanctuary—or tap into a thriving rental market.

At OMA, we’re all about forging a smooth path to Balinese homeownership. From guiding you through the legal maze to helping you envision (and realize) your ideal retreat, we’re here to make Bali more than just a destination—we make it home.